BLACKLISTED? ITC? BAD DEBT? JUDGMENTS? ADVERSE CREDIT?                  

Restoration of Consumers Bad Credit Reports

  • Nemesis Legal specializes in repairing and improving credit records. Negotiations will be undertaken on the client’s behalf with respective creditors to prevent unnecessary credit listing and to arrange re-payment agreements and settlements.
  • Our Legal team understands the court system, credit laws, and the power of negotiation and we will apply to the court on our client’s behalf to rescind judgments.
  • In other words, we will assist in the restore of our client’s financial reputation and place our client on the path to a better credit rating and a clear credit record.
  • We can render assistance with our clients bad Credit Reports in repairing; improving; and restoring of the bad Credit Reports, resulting in the restoration of our clients financial reputation and place our clients back on the road to financial freedom.
  • We can assist our clients to take back control of their finances, improve their credit profile and get access to credit again.

Default or Adverse Listing (Blacklisting)

  • Common adverse/default listings are “Handed Over” and “Bad Debt Written Off”. Default or Adverse listings stay on the Consumers credit record for 2 to 5 years and will prevent the Consumer from getting loans, even after the Consumer have paid up the debt; the Consumer will remain stuck with default listings and judgments against their name. Being blacklisted on Credit Bureaus is not the end of the world and it’s important to know that a Consumers credit can be repaired and restored. 

Credit Bureaus – Credit Reports

  • Credit providers report credit data to the Credit Bureaus daily. Every credit active consumer has a credit report which is compiled by credit bureaus. 
  • Credit Bureaus records information about each different account opened – who the lender is, the outstanding balance and a history about whether the Consumers repayments was made on time and if any have been missed.
  • Late payments or missed payments will be ‘red-flagged’ and will negatively impact the Consumers Credit Report when the Consumers apply for any type of financial assistance in the future.
  • The Consumers Credit Report is the Consumers credit reputation; and passport to financial freedom, and is the deciding factor when applying for any type of credit.
  • Businesses in South Africa rely on Credit Bureaus information when having to decide whether or not to extend credit to anyone.
  • The Consumer must know his / hers credit status which is vital especially if the Consumer is going to be requiring any kind of financial assistance in the near future.

Nemesis Credit Restore Services; Fees & Costs 

Credit Reports

  • 1st. Consultation: Obtain 1 Credit Report & 1 Consultation to assist & advise you on resolving & clearing your bad debt. Certified ID document & proof of residence required. From R150.00 (T&C)

Credit Restore

  • BLACKLISTED ? BAD DEBT ? ADVERSE CREDIT ? Let our consultants assist you in clearing your name on the Credit Bureaus, and restore your ability to obtain Credit. From (R)  (T&C)

Credit Repair

  • Consultants will negotiate settlements & payment arrangements with your Creditors to prevent unnecessary Credit listing and keep your name clear on the Credit Bureaus. From (R) (T&C)

Rescind a Judgment

  • Nemesis Attorneys will rescind judgments against your name in any SA Court & clear your name on the Credit  Bureaus. From R2500.00 (T&C)
  Terms & Conditions Apply to all and services; fees and costs which is subject to change (T&C)
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